Serving the State of California
When facing the difficulty of long-term care, Attorney James Dolenga provides peace of mind while ensuring your...
YOUR
MEDI-CAL
PLANNING
SUCCESS
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California's #1 Choice for Medi-Cal Planning
Dealing with a loved one in a nursing home can seem overwhelming, but
THE LAW OFFICES OF JAMES DOLENGA CAN HELP...
Medi-Cal planning is for everyone, single, married, widowed or widower, who needs long-term care and does not have enough monthly income to pay for care. There are multiple strategies that can help protect assets from the long-term care Medi-Cal spenddown. You don't have to navigate these complex benefit rules alone.
Where should you start? What should you do? The Law Offices of James Dolenga know the answers.
Protecting assets from the long-term care Medi-Cal spend-down requires skill and our firm has a deep bench. Read more about our firm by clicking here.
JAMES DOLENGA CAN HELP PROTECT RETIREMENT ASSETS WITH A LONG-TERM CARE MEDI-CAL PLAN
Become Eligible For Medicaid-Cal While
PROTECTING YOUR ASSETS
The need to plan for nursing home care can arise from an unexpected medical crisis or from the early diagnosis of a slowly developing ailment. Without sound legal advice, people in this situation can make poor decisions that can consume their life savings and lead to significant financial hardship.
At the Law Office of James Dolenga, we help people make the right decisions about their assets and nursing home care to avoid costly mistakes. We have helped countless individuals safeguard their assets, while becoming eligible for assistance with long-term care from Medi-Cal. Don't hesitate to contact us for your free consultation.
Are You Eligible For Long-Term Care
MEDI-CAL BENEFITS
To qualify for LTC Medi-Cal a person must:
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Be eligible for a nursing facility – Those who are already receiving nursing home care will likely
already qualify for this point. For others, Medi-Cal will assess whether or not they need to be in a nursing home before making any approval.
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Not have too much income.
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Have only assets that don’t exceed what’s allowed, or that are not counted towards eligibility.
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Not give away assets in order to avoid funding their own care – Medi-Cal asks that patients first exhaust their money on their own care before applying for coverage. Any assets given away 30 months prior to applying may hurt that person’s ability to receive care, money given away without receiving a benefit in return.
The James Dolenga team can help determine the best strategy to use and guide you through every step of the process. Contact us today for a free consultation.
Medi-Cal Planning for
SINGLE INDIVIDUALS
LTC Medi-Cal planning is not just for married couple, but is greatly beneficial to single individuals. Medi-Cal eligibility for a single person involves creating a unique tailor-made asset protection plan for each individual. An assessment is needed of their assets and income, and prior gifting within the five year look-back period to determine the best strategy to use.
A spenddown is usually required in order for the individual to qualify for Medi-Cal. You are able to keep $2,000 in countable assets. Countable assets include bank deposits, investment accounts, life insurance policies, multiple automobiles, and non-primary residence real estate.
We are experienced in helping many people navigate the process and protect the largest amount of assets the law allows. Contact us today for a free consultation.
Medi-Cal Rules for
MARRIED COUPLES
One spouse in the couple often requires care before the other spouse. The partner who does not yet require long-term care is known as the community spouse. It is possible to protect assets for the community spouse so that the institutionalized spouse becomes eligible for Medi-Cal instantly without financial devastation. The community spouse can keep his or her income and it does not have to be spent on the nursing home spouse like their combined assets.
Medi-Cal rules allow a Community Spouse Resource Allowance ("CSRA") that protects $130,380 automatically. Through our assistance, we can help protect the assets that exceed this amount through a variety of strategies. Set up a consultation with our Medi-Cal planning team to help determine the best strategy to protect assets from the Medi-Cal spenddown.